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Refer a Friend

Invite your friends to join Monzo and you'll both get £5.

Share your link with everyone you'd like to invite and we'll give you and them £5 (as long as they sign up and make a card payment within 30 days).

How to refer a friend to Monzo

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Step 1:

Click the button above to get your unique refer a friend link. Share it with your friend.

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Step 2:

Your friend accepts the invite and applies for a Monzo account (within 30 days).

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Step 3:

Your friend makes their first card payment (within 30 days). You both get £5.

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Why join Monzo?

  • A UK current account: With savings, borrowing and overdrafts
  • Protection for your money: Your eligible deposits are protected by the FSCS up to a value of £85,000 per person
  • Fee-free overseas: Pay anywhere in any currency using your Monzo card, fee-free. We pass Mastercard’s exchange rate directly onto you, without sneaky fees or extra charges.
  • Pots for separating money: Put money aside from your balance
  • 24/7 support: Through the app, if you need it
  • Instant notifications: See when, where and how you spend
  • Apple Pay and Google Pay: Spend using your phone
  • Spending categories: Get a clear view of your spending
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Share your invite

Share your link with everyone you'd like to invite and we'll give you and them £5 (as long as they sign up and make a card payment within 30 days).