Money grows in Monzo Savings Pots
Earn interest on your savings? Check.
Personalise your Pot, automate savings and round up spare change? Check, check and check.
You need a Monzo Current Account. Ts&Cs apply. UK residents only.
Save for the things that matter
With all the protection of a fully regulated UK bank.
Roundups
Spend more than £1, we'll round up the change to the nearest pound and put it in your Pot.
Automated savings
Make saving a habit by putting money aside automatically every month.
Lock your Pot
Stop yourself from dipping into your Savings Pot for a set period of time.
FSCS protected
We’re a fully regulated UK bank and your eligible deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £85,000 per person. This includes money in your Instant Access Pots and Instant Access Cash ISA.
Your eligible deposits with any of our savings providers are also protected by the FSCS for amounts up to £85,000. This limit applies to each person and the total amount of any money you have with the provider, whether held through Monzo or not.
If you have separate accounts with our savings providers outside of the Monzo app, then the deposits held in those accounts will also count towards the limit of £85,000.
Under one roof, but separated
No one wants to muddle their savings with their spending money. So you can keep your Savings Pots separate from your balance without needing to switch apps.
Keep your eyes on the prize
Put a picture to a Pot to help you smash your goals.
Build a savings safety net
We use data from Trends to work out your monthly essential spending.
You can adjust this up or down and see how long it'll take you to reach your goal.